TERMS AND CONDITIONS OF CLICK CARD ARE AS FOLLOWS: 1) Rates quoted per minute (GST inclusive). 2) Rates and fees are subject to international carrier rates and may change without notice. 3) Calls charged in 1 minute blocks. 4) Final charges rounded up to the nearest 5 cent. 5) Higher rates apply to operator assisted, satellite or special/premium service calls. 6) Calls to 1300 access number incur an additional 12 cents per minute surcharge. 7) Calls to 1800 access number incur an additional 18 cents per minute surcharge. 8) Calls to satellite phones, fax service or special or premium services may be blocked. 9) Standard local or mobile phone charges will apply and are billed by your phone carrier (including calls to Tel.Pacific's Customer Care Service). 10) Card expiry date is varied and depends on value of pre-paid phone cards, please check the reverse side of your cards for expiry date otherwise contact our Customer Service Center on 1300 736 900. 11) Any other inquires on the product contact our Customer Service Center on 1300 736 900. 12) For calling rates visit Card Rates